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Should You Own Bitcoin in a Serious Portfolio?

The useful Bitcoin question is not yes or no. It is size, rules, and behavior under drawdown. If you cannot hold through 50% to 70% drops without panic selling, your allocation is too large. For most investors, a small position with rebalance discipline is the only defensible approach.

MoneyMay 29, 2026· 8 min read

Save your first $100,000

The first $100k is the hardest money you'll ever accumulate, because compounding has barely started and every dollar comes from your savings rate alone. What gets you there isn't a hot investment. It's a high savings rate, a boring index fund, and the patience to let the boring part run. The habits you build hitting the first hundred are the ones that carry you to the next million.

WealthMay 15, 2026· 8 min read
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